Understanding Ohio’s Comparative Fault Rule
In Ohio, the law follows a comparative fault system, meaning that if you are involved in a delivery truck accident, the amount of compensation you receive may be affected by how much you are found to be at fault. For example, if you are deemed to be partially responsible for the accident, your compensation may be reduced by your percentage of fault. Ohio allows accident victims to recover damages even if they are partially at fault, as long as their fault is 50% or less. If you are more than 50% at fault for the accident, you may not be able to recover any compensation. This is important to understand because it can affect your ability to pursue a claim and the amount of money you could potentially receive. An experienced attorney can help investigate the details of your case to determine who is responsible for the accident. They will work to gather evidence and build a strong case to show that the delivery truck driver or the trucking company is primarily at fault for the incident.
Dan Ryan
Attorney
Elizabeth Fitzgerald
Paralegal
Our objectives remain clear in every case we pursue: To give every client, without delay, excuse or equivocation, our full attention, sound advice and forceful representation.
About Our FirmLiability in Delivery Truck Accidents
Determining liability in a delivery truck accident can be more complicated than in a typical car accident. Delivery trucks are often owned by a company, and that company may be responsible for the actions of the driver. However, there are situations where the driver themselves could be held personally liable. Ohio law recognizes that both the driver and the employer can be held responsible for an accident, depending on the circumstances. If the delivery truck driver was operating the vehicle within the scope of their employment at the time of the accident, the company that employs them could also be held accountable for the crash. This can significantly impact the amount of compensation you can receive, as commercial trucking companies often have larger insurance policies than individual drivers. In some cases, the trucking company may try to argue that the driver was not acting within the scope of their employment, which could limit their liability. It’s essential to have an experienced lawyer on your side who knows how to investigate these cases and prove that the company should be held responsible.Ohio’s Minimum Insurance Requirements for Delivery Trucks
Ohio law requires all vehicles to carry a minimum amount of insurance coverage to operate on public roads. This includes delivery trucks. However, the minimum insurance requirements for delivery trucks can vary depending on the size and weight of the vehicle. Delivery trucks are often larger and heavier than standard passenger vehicles, which means they may be required to carry higher insurance coverage. For example, Ohio law requires trucks that transport goods across state lines to have a minimum of $750,000 in liability insurance coverage. This amount may be even higher for trucks that carry hazardous materials. Having a larger insurance policy can work in your favor, as it increases the chances that there will be sufficient coverage to pay for your medical bills, lost wages, and pain and suffering.
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