Involved in an accident as a victim without insurance: What are the events would escalate?
Being involved in an accident, having been injured or had your property damaged due to another person’s negligence is not something anyone wants to happen, but as things escalated without insurance is a major problem for any driver. The cost of medical bills, car repairs and legal fees can skyrocket with no coverage in place to help cover the costs will be alone shouldered by the victim, YOU. If you are ever involved in such circumstances there's one important thing that should always be looked into: how much am I liable and what options are I am left with?
What options are viable for you as a victim?
In papers, if both parties are situated with having both insurance, the insurance of the driver who caused the road crash is liable for the damages inflicted upon the victims and ought to cover every cost of damage ranging from medical bills to emotional factors that doesn't lead to fatalities. While, when the other ends only has no insurance, each individual involved in the accident will be responsible in their respective bills, and damages and casualties caused by the driver will cause a charge to suing will exist against him if they dont have enough income or assets to cover court charges. On the brighter side, there is an option given to the victim if he/she doesn't have an insurance company against having one, hiring a Personal Injury Lawyer to take initiatives in clearing legal procedures from filing an injury claim and negotiations against the driver who caused the accident to grant you a sum of money to cover damages incurred by the driver called compensation pay, which is better than suing the opposing side (court matters consumes hefty of your time and money which is both valuable to the victim, recuperating aside).
If you think that an accident without insurance is a minor inconvenience, then that's where things start to fall in your side. When it comes to things like this, there are many who would love nothing more than to take advantage of those with no protection (leading to bankruptcy or imprisonment). For instance: if someone collides down your car on the side of the road, given that you haven't filed an insurance, you are about to take into account the sum amount of cost of every damage that has been inflicted to you. There are some points to take whether you are reluctant in investing to insurances and if every you haven't, it will cost you 10-fold.
As the cause of road accident
What if the accident was your fault? It could mean a costly ticket, or even worse: you might be fined and have to pay court fees. What else can happen when involved in an accident without insurance? You may find yourself with expensive car repairs that need to be paid for on time. A tow truck will usually come at no charge but it's not free either. Opposing side would possible sue you conditional on casualties you inflicted excluding fatalities. Signing up for an insurance is highly encouraged since then as road accidents etc. are soaring up high these days, finding yourself in a safety net is a pleasant place to begin with.